Dato’ Sri Dr. Lim Yong Guan
Executive Chairman; Chief Executive Officer
Co-founder; annual-report roles refer to one person.MoneyMax Fin 5WJ
SGD 0.495
-8.08% -0.04 Updated 13 Nov 2026, 17:16 SGT
Company profile
The business, the people and the ownership behind MoneyMax Fin.
Investor relations ↗Official company website
Business overview
About the company
MoneyMax provides pawnbroking and retails jewellery and luxury goods. Its offerings include new gold, diamond and gemstone jewellery, together with pre-owned designer handbags and watches.
Listed security
Company & listing
- Full Company Name
- MONEYMAX FINANCIAL SERVICES LTD.
- Trading Currency
- SGD
- Website
- www.moneymax.com.sg
- Listing
- Listed on 2 August 2013 on Catalist 26 May 2026 on MAINBOARD
- ISIN Code
- SG2G06995143
Board & management
Leadership
Five directors, four additional Group executives and two joint Company Secretaries are separately named.
Lim Chun Seng was promoted Deputy COO27March2026; annual-report roles include post-year-end changes. Leadership at outside companies does not create additional MoneyMax executives.
Mr. Lim Yong Sheng
Non-Executive Director
Co-founder; outside SK Jewellery CEO role is not an additional MoneyMax CEO.Mr. Lim Yeow Hua
Lead Independent Director
Chairman of Audit Committee.Mr. Ko Chuan Aun
Independent Director
Chairman of Remuneration Committee.Ms. Ong Beng Hong
Independent Director
Chairwoman of Nominating Committee.Mdm. Tan Yang Hong
Chief Operating Officer
Group COO, not a Board member.Mdm. Chong Chit Bien
Chief Financial Officer
Group CFO, not a Board member.Mr. Lim Chun Seng
Deputy Chief Operating Officer
Promoted27March2026; annual-report post-year-end role, not FY2025year-end designation.Mdm. Lim Liang Soh
Deputy General Manager - Pawnbroking & Retail
Group executive, not a Board member.Lee Yuan
Company Secretaries
Joint Company Secretary.Tan Swee Gek
Company Secretaries
Joint Company Secretary.Roles listed in annual report; current appointments are not independently verified.
Holdings
Ownership
Twenty registered/depository rows and four substantial shareholder rows, with seven shareholding contexts, at16March2026.
Money Farm and the three sibling deemed interests overlap; Lim Yong Guan also has spouse Tan Yang Hong’s block. Ordinary shares884,499,998; treasury/subsidiary holdingsNil. Publicfloat11.93%is a separate measure.
Original Phillip Securities percentage0.33%differs from independently rounded0.34%using2,975,671shares/884,499,998issuedshares. Original0.33%is retained. Top20aggregate822,043,051/92.94%matches both the sum of printed percentages and the rounded aggregate share ratio.
Money Farm Pte. Ltd.
Direct 541,293,670 shares; 61.20%; deemed - shares; -%
At16March2026. Siblings Lim Yong Guan, Lim Yong Sheng and Lim Liang Eng jointly own Money Farm; each deemed interest overlaps its541,293,670shares. Lim Yong Guan additionally has spouse Tan Yang Hong’s7,916,670shares; direct/deemed blocks are not additive across holders.Lim Yong Guan
62.09%Total interest
Direct 110,925,000 shares12.54%deemed 549,210,340 shares
At16March2026. Siblings Lim Yong Guan, Lim Yong Sheng and Lim Liang Eng jointly own Money Farm; each deemed interest overlaps its541,293,670shares. Lim Yong Guan additionally has spouse Tan Yang Hong’s7,916,670shares; direct/deemed blocks are not additive across holders. Lim Yong Sheng
61.20%Total interest
Direct 95,700,000 shares10.82%deemed 541,293,670 shares
At16March2026. Siblings Lim Yong Guan, Lim Yong Sheng and Lim Liang Eng jointly own Money Farm; each deemed interest overlaps its541,293,670shares. Lim Yong Guan additionally has spouse Tan Yang Hong’s7,916,670shares; direct/deemed blocks are not additive across holders. Lim Liang Eng
61.20%Total interest
Direct 10,875,000 shares1.23%deemed 541,293,670 shares
At16March2026. Siblings Lim Yong Guan, Lim Yong Sheng and Lim Liang Eng jointly own Money Farm; each deemed interest overlaps its541,293,670shares. Lim Yong Guan additionally has spouse Tan Yang Hong’s7,916,670shares; direct/deemed blocks are not additive across holders. Number of shares issued
884,499,998 shares
Ordinary issued share base at16March2026.Class of shares
Ordinary shares
Original share class.Voting Rights
1 vote for each ordinary share
Original voting rights.Number of treasury shares and subsidiary holdings
Nil
Original combined nil disclosure.Total
1,153 shareholders; 884,499,998 shares
Share distribution totals.Total
92.94%Total interest
822,043,051 shares
Original Phillip Securities percentage0.33%differs from independently rounded0.34%using2,975,671shares/884,499,998issuedshares. Original0.33%is retained. Top20aggregate822,043,051/92.94%matches both the sum of printed percentages and the rounded aggregate share ratio. SHAREHOLDING HELD IN HANDS OF PUBLIC
11.93%
Approximately11.93%publicfloat; distinct from shares outside the twenty largest accounts.Total interests include direct and deemed holdings and may overlap across holders. These percentages should not be added together.
Registered & depository holders 20 holders
Registered holdings, including nominees and depositories; these do not establish ultimate beneficial ownership. As reported at 2026-03-16 · PDF p. 139
| Registered holder | Interest | Shares / units | Source |
|---|---|---|---|
| Money Farm Pte. Ltd. | 541,293,670 shares; 61.20% | PDF p. 1392026-03-16 | |
| Lim Yong Guan | 110,925,000 shares; 12.54% | PDF p. 1392026-03-16 | |
| Lim Yong Sheng | 95,700,000 shares; 10.82% | PDF p. 1392026-03-16 | |
| Lim Liang Eng | 10,875,000 shares; 1.23% | PDF p. 1392026-03-16 | |
| HSBC (Singapore) Nominees Pte Ltd | 8,483,700 shares; 0.96% | PDF p. 1392026-03-16 | |
| Tan Yang Hong | 7,916,670 shares; 0.90% | PDF p. 1392026-03-16 | |
| DBS Nominees Pte Ltd | 7,688,000 shares; 0.87% | PDF p. 1392026-03-16 | |
| Lim Liang Keng | 4,166,670 shares; 0.47% | PDF p. 1392026-03-16 | |
| Lim Liang Soh | 4,166,670 shares; 0.47% | PDF p. 1392026-03-16 | |
| Lim Liang Cheng | 3,928,500 shares; 0.44% | PDF p. 1392026-03-16 | |
| ABN Amro Clearing Bank N.V. | 3,722,700 shares; 0.42% | PDF p. 1392026-03-16 | |
| CGS International Securities Singapore Pte Ltd | 3,166,650 shares; 0.36% | PDF p. 1392026-03-16 | |
| Phillip Securities Pte Ltd | 2,975,671 shares; 0.33% | PDF p. 1392026-03-16 | |
| Poh Boon Kher Melvin (Fu Wenke Melvin) | 2,723,800 shares; 0.31% | PDF p. 1392026-03-16 | |
| Lew Tuan Tat | 2,722,750 shares; 0.31% | PDF p. 1392026-03-16 | |
| Maybank Securities Pte. Ltd. | 2,580,000 shares; 0.29% | PDF p. 1392026-03-16 | |
| Kok Sip Chon | 2,570,700 shares; 0.29% | PDF p. 1392026-03-16 | |
| Moomoo Financial Singapore Pte. Ltd. | 2,366,400 shares; 0.27% | PDF p. 1392026-03-16 | |
| Tan Yong Jin | 2,201,100 shares; 0.25% | PDF p. 1392026-03-16 | |
| Sik Ley Boy | 1,869,400 shares; 0.21% | PDF p. 1392026-03-16 | |
Group structure
Main operating subsidiaries
Note36lists both2025and2024Group effective equity interests, retaining disclosed immediate held-by routes. Effective percentages are not relabelled direct holdings.
SG e-Auction Pte. Ltd. was disposed during2025; its original current dash and prior51%are explicitly historical. New subsidiaries show current100%and prior dash, not an invented zero.
MoneyMax Pawnshop Sdn. Bhd. and MoneyMax Jewellery Sdn. Bhd. are dormant. All reported entities and their current/prior ownership columns are retained.
Seven acquired CChaw-chain entities and two newly incorporated entities are marked by the original footnotes. Former names of Wealth/Solutions/Treasure are retained in scope; no duplicate legal entity is created.
The detailed Note36census comprises112current subsidiaries plus1disposed historical entity. Effective2025equity is51%in the Easimine/YongMei/GuanSang chains and100%in the other current entities. CChawchain’s seven acquired entities and two newly incorporated entities have prior-year dash, not invented zero.
| Company | Market | Ownership interest |
|---|---|---|
| MoneyMax Pawnshop Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Group Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Express Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Jewellery Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Retail and trading of gold and jewellery items. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Properties Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Properties owning. Source percentages are Group effective interests, not direct-parent stakes. Additional shares subscribed during2025.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Wealth Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Additional shares subscribed during2025. (fka MoneyMax Holdings Pte. Ltd.)PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Investment Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Money lending. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Leasing Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Finance leasing. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 128 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Assurance Agency Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Insurance agency services. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Credit Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Money lending. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Funding Pte LtdAt31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Money lending. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Solutions Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes. Additional shares subscribed during2025. (fka MoneyMax Capital Pte. Ltd.)PDF p. 129 | Singapore; effective equity 2025 100%; 2024 100% | |
| MoneyMax Treasure Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Treasury centre. Source percentages are Group effective interests, not direct-parent stakes. (fka Sin Wang Jewellery Pte. Ltd.)PDF p. 129 | Singapore; effective equity 2025 100%; 2024 100% | |
| Ar-RahnuMax Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Incorporated during2025.PDF p. 129 | Singapore; effective equity 2025 100%; 2024 –% | |
| MoneyMax Bullion Pte. Ltd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Retail and trading of gold and jewellery items. Source percentages are Group effective interests, not direct-parent stakes. Incorporated during2025.PDF p. 129 | Singapore; effective equity 2025 100%; 2024 –% | |
| MoneyMax Pawnshop Sdn. Bhd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Dormant. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax Jewellery Sdn. Bhd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Dormant. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Cash Online Sdn. Bhd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax Malaysia Sdn. Bhd.At31December2025. Held by MONEYMAX FINANCIAL SERVICES LTD.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 129 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Easimine Group Sdn. Bhd.At31December2025. Held by Cash Online Sdn. Bhd.. Investment holding and trading of gold and jewellery items. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Yong Mei Group Sdn. Bhd.At31December2025. Held by Cash Online Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Guan Sang Group Sdn. Bhd.At31December2025. Held by Cash Online Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MoneyMax (Southern) Sdn. Bhd.At31December2025. Held by Cash Online Sdn. Bhd.. Investment holding and trading of gold and jewellery items. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Kedai Emas Pretti Gold Sdn. Bhd.At31December2025. Held by Cash Online Sdn. Bhd.. Retail and trading of gold and jewellery items. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Easigram Group Sdn. Bhd.At31December2025. Held by Easimine Group Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Easigold Group Sdn. Bhd.At31December2025. Held by Easimine Group Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 1 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 2 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 3 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 130 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 4 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 5 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| MS 10 Infinite Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Easigram (Pandan) Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Easigram (Batu Pahat) Sdn. Bhd.At31December2025. Held by Easigram Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Pure Merit Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Aeon Fountain Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Kedai Pajak Heng Soon Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Poh Heng Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai T&M Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Money Mine Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Malim Maju Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 131 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Bachang Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Semabok Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| EZ Path Sdn. Bhd.At31December2025. Held by Easigold Group Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (1) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (2) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (3) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (4) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (5) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (6) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (7) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Ez Path (8) Sdn. Bhd.At31December2025. Held by EZ Path Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Pagoh Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 132 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Hen Teck Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Pasir Gudang Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Rengit Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Simpang Renggam Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Senai Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Masai Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Kulai Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Bukit Gambir Sdn. Bhd.At31December2025. Held by Yong Mei Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Bukit Mertajam Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Poh Fook Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Poh Mei Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Sungai Petani Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 133 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Butterworth Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai Heng Li Sdn. Bhd.At31December2025. Held by Guan Sang Group Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 51%; 2024 51% | |
| Pajak Gadai MoneyMax (Taman Daya Sagu) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Larkin) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Skudai) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Kulai) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Bandar Baru Uda) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Masai) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Taman Daya) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Senai) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 134 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Kluang) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Batu Pahat) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Muar) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Tun Aminah) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Sungai Way) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Seri Orkid) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Segamat) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Bayan Lepas) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Pandan1) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Jasin) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 135 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Prai) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai MoneyMax (Bukit Mertajam) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (N6) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (N7) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (N8) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (N9) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (N10) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax Treasure Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding & Treasury Centre. Source percentages are Group effective interests, not direct-parent stakes. (fka MoneyMax (S6) Sdn. Bhd.)PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (S7) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (S8) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 136 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (S9) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| MoneyMax (S10) Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Maju Sentosa Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment Holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| FL Bintang Holdings Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment Holding. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| CChaw Holdings Sdn. Bhd.At31December2025. Held by MoneyMax (Southern) Sdn. Bhd.. Investment Holding. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Megah Express Sdn. Bhd.At31December2025. Held by FL Bintang Holdings Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Mericap Sdn. Bhd.At31December2025. Held by FL Bintang Holdings Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai Batu Pahat Sdn. Bhd.At31December2025. Held by FL Bintang Holdings Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Super Two Holding Sdn. Bhd.At31December2025. Held by FL Bintang Holdings Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Pajak Gadai Poh Guan Sdn. Bhd.At31December2025. Held by FL Bintang Holdings Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes.PDF p. 137 | Malaysia; effective equity 2025 100%; 2024 100% | |
| Ace Potential Sdn. Bhd.At31December2025. Held by CChaw Holdings Sdn. Bhd.. Investment Holding. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Cashaxis Sdn. Bhd.At31December2025. Held by Ace Potential Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Lux Capital Sdn. Bhd.At31December2025. Held by Ace Potential Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Xing Kang Services Sdn. Bhd.At31December2025. Held by Ace Potential Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Grand Prima Services Sdn. Bhd.At31December2025. Held by Ace Potential Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| Grand Master Services Sdn. Bhd.At31December2025. Held by Ace Potential Sdn. Bhd.. Pawn brokerage. Source percentages are Group effective interests, not direct-parent stakes. Acquired during2025.PDF p. 138 | Malaysia; effective equity 2025 100%; 2024 –% | |
| SG e-Auction Pte. Ltd.At31December2025. Held by MoneyMax Wealth Pte. Ltd.. Online auction platform. Source percentages are Group effective interests, not direct-parent stakes. Disposed during2025; historical2024interest only. Dash is retained, not an asserted current subsidiary.PDF p. 130 | Singapore; effective equity 2025 –%; 2024 51% | |
Ownership interests and geographic information follow the annual report. Comparative years and footnote markers retain the report’s notation.
Senior executives
Key management
Key management
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Mdm. Tan Yang Hong | Chief Operating Officer | PDF p. 14 | |
| Mdm. Chong Chit Bien | Chief Financial Officer | PDF p. 14 | |
| Mr. Lim Chun Seng | Deputy Chief Operating Officer | PDF p. 14 | |
| Mdm. Lim Liang Soh | Deputy General Manager - Pawnbroking & Retail | PDF p. 14 | |
| LEE YUAN | Joint Company Secretary | PDF p. 144 |
Extracted from annual report and checked against the cited pages; see the original report for full context.
Related parties, people & properties
Other disclosures
Related party transactions
| Item | Value | Period / scope | Source |
|---|---|---|---|
| SK Jewellery Group Pte. Ltd. (“SKGPL”) | 5,087 S$'000 | Group; FY2025; aggregate value of all IPTs conducted under the IPT Mandate pursuant to Rule 920 (excluding transactions < S$100,000); Purchase of products; An associate of the Lim Family Shareholders | PDF p. 52 |
| Sin Lian Pawnshop Pte. Ltd. (“Sin Lian Pawnshop”) | 679 S$'000 | Group; FY2025; aggregate value under the IPT Mandate (Rule 920); Purchase of products; An Associate of the Lim Family Shareholders | PDF p. 52 |
| Dato’ Sri Dr. Lim Yong Guan | 413 S$'000 | Group; FY2025; aggregate value of all IPTs excluding IPT Mandate transactions and < S$100,000; Sale of used car; A director and Controlling Shareholder | PDF p. 52 |
| Dato’ Sri Dr. Lim Yong Guan | 1,016 S$'000 | Group; FY2025; aggregate value of all IPTs excluding IPT Mandate transactions and < S$100,000; Lease of premises (cont’d); A Director and a Controlling Shareholder | PDF p. 53 |
| Money Farm Pte. Ltd. | 337 S$'000 | Group; FY2025; aggregate value of all IPTs excluding IPT Mandate transactions and < S$100,000; Lease of premises (cont’d); A Controlling Shareholder | PDF p. 53 |
Contingent liabilities
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Guarantees | $837,272,000 | Company; as at end of FY2025; comparative 2024: $567,384,000 | PDF p. 123 |
Director remuneration
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Dato’ Sri Dr. Lim Yong Guan | S$8,449,928 | FY2025; Executive Chairman and CEO; breakdown: Directors' fee 1.4%, Salary 8.3%, Benefits-in-kind 0.3%, Variable bonus 90.0%, Total 100.0% | PDF p. 46 |
| Mr. Lim Yong Sheng | S$50,000 | FY2025; Non-Executive Director; Directors' fee 100.0% | PDF p. 46 |
| Mr. Lim Yeow Hua | S$55,000 | FY2025; Directors' fee 100.0% | PDF p. 46 |
| Mr. Ko Chuan Aun | S$50,000 | FY2025; Directors' fee 100.0% | PDF p. 46 |
| Ms. Ong Beng Hong | S$50,000 | FY2025; Directors' fee 100.0% | PDF p. 46 |
Employees
| Item | Value | Period / scope | Source |
|---|---|---|---|
| TOTAL | 414 employees | Group; as of 31 December 2025 (FY2025); all permanent; comparative FY2024 total 391 · As at 2025-12-31 | PDF p. 29 |
Subsequent events
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Commercial paper Series 003 and Series 004 Notes | launched our Series 003 Notes and Series 004 | Issued February 2026 under S$200 million unsecured commercial paper programme; gross proceeds S$63.3 million and S$25.3 million respectively | PDF p. 7 |
| Transfer of listing from Catalist to Main Board | 19 March 2026 and we hope to complete the | EGM approving Listing Transfer held 19 March 2026, after year end | PDF p. 7 |
Outlook
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Chairman's statement - Looking ahead | Looking ahead, we remain committed with our | Chairman's statement, FY2025 | PDF p. 7 |
Extracted from annual report and checked against the cited pages; see the original report for full context.
Corporate information
Registration & contacts
- Incorporated In
- SINGAPORE
- Incorporated On
- 09 Oct 2008
- Telephone
- 65 65126233
- Fax
- 65 67439533
- Registered Office
-
7 Changi Business Park Vista
#01-01
Singapore 486042 - Secretary
-
Lee Yuan
Tan Swee Gek - Registrar / Transfer Agent
- B.A.C.S. PRIVATE LIMITED
- Registrar Address
- 77 Robinson Road, #06-03 Robinson 77, Singapore 068896
- Auditors
- RSM SG ASSURANCE LLP
- Other Stock Exchange Listings
- *SINGAPORE EXCHANGE LTD.
- Country
- SINGAPORE
- Security Type
- stocks