Koh Wee Seng
Non-Executive Chairman
The business, the people and the ownership behind Aspial Lifestyle.
Business overview
Aspial Lifestyle operates pawnbroking, secured lending and retail businesses. These activities form the group’s principal reportable operating segments.
Listed security
Board & management
The Non-Executive Chairman Koh Wee Seng is CEO of the parent Aspial Corporation; Aspial Lifestyle CEO is Ng Kean Seen. Registered office and business contact address are different and are separately identified.
Non-Executive Chairman
Chief Executive Officer and Executive Director
Non-Executive Non-Independent Director; appointed 13 June 2025
Lead Independent Director
Independent Director
Independent Director
Assistant Business Director of Maxi-Cash business
Group Finance Director; joined March 2025
Merchandising Director of Jewellery and Maxi-Cash businesses in Singapore
Retail and Marketing Director of Maxi-Cash business
Operations Director of Maxi-Cash business in Singapore
Business Director of Jewellery business in Singapore
CPA, ACIS
LLB (Hons)
80 Raffles Place #32-01 UOB Plaza 1, Singapore 048624
+65 6225 2626
+65 6557 0765
B.A.C.S. Private Limited; 77 Robinson Road #06-03 Robinson 77, Singapore 068896
SAC Capital Private Limited; 1 Robinson Road #21-01 AIA Tower, Singapore 048542
Lee Khai Yinn; +65 6232 3210
Ernst & Young LLP; One Raffles Quay North Tower Level 18, Singapore 048583
Ho Shyan Yan; since financial year ended 31 December 2025
CIMB Bank Berhad; DBS Bank Ltd.; Oversea-Chinese Banking Corporation Limited; United Overseas Bank Limited
Aspial One, 55 Ubi Ave 3, Singapore 408864
+65 6281 4218
www.aspiallifestyle.com
55 Ubi Avenue 3, #04-08, Singapore 408864
Aspial Corporation Limited; incorporated in Singapore
MLHS Holdings Pte. Ltd.; incorporated in Singapore
Roles listed in Aspial Lifestyle Limited Annual Report 2025; current appointments are not independently verified.
Holdings
Shareholder snapshot 17 March 2026: issued shares excluding treasury shares 1,851,284,692; treasury shares 5,020,522 (0.27%); no subsidiary holdings; public float approximately 15.48%. Registered holders and beneficial substantial interests are different views and must not be added together.
Aspial Corporation direct interest totals 1,310,574,525 shares: 1,216,574,525 registered in its name plus 94,000,000 in nominee accounts. MLHS Holdings is a controlling shareholder of Aspial Corporation and holds approximately 54.27% of that parent.
The original Note 3 states 1,310,743,525 parent shares plus 277,988 spouse shares for Koh Wee Seng, which sums to 1,311,021,513 and differs from the table’s deemed total 1,310,852,513 by 169,000 shares. The table’s original figure and percentage are retained; the parent total in Note 1 instead reconciles to the table total.
Printed registered-holder percentages are retained. Recalculation rounding differences: RAFFLES NOMINEES (PTE) LIMITED printed 0.80%, recomputed 0.81%
Direct interest: 70.79% · 1,310,574,525 shares; Deemed interest: – · – shares
Direct interest: 9.94% · 184,050,089 shares; Deemed interest: 70.81% · 1,310,852,513 shares
Direct interest: 1.56% · 28,888,888 shares; Deemed interest: 71.20% · 1,318,181,395 shares
Direct interest: 0.16% · 2,913,326 shares; Deemed interest: 71.67% · 1,326,802,057 shares
Direct interest: – · – shares; Deemed interest: 70.79% · 1,310,574,525 shares
Total interests include direct and deemed holdings and may overlap across holders. These percentages should not be added together.
Registered holdings, including nominees and depositories; these do not establish ultimate beneficial ownership. As reported at 2026-03-17 · PDF p. 127
| Registered holder | Interest | Shares / units | Source |
|---|---|---|---|
| ASPIAL CORPORATION LTD | 65.72% | 1,216,574,525 | PDF p. 1272026-03-17 |
| RHB BANK NOMINEES PTE LTD | 5.08% | 94,000,000 | PDF p. 1272026-03-17 |
| PHILLIP SECURITIES PTE LTD | 5.00% | 92,482,491 | PDF p. 1272026-03-17 |
| UNITED OVERSEAS BANK NOMINEES (PRIVATE) LIMITED | 3.77% | 69,819,925 | PDF p. 1272026-03-17 |
| MAYBANK SECURITIES PTE. LTD. | 3.13% | 58,035,184 | PDF p. 1272026-03-17 |
| HSBC (SINGAPORE) NOMINEES PTE LTD | 2.75% | 50,948,708 | PDF p. 1272026-03-17 |
| DBS NOMINEES PTE LTD | 2.46% | 45,598,951 | PDF p. 1272026-03-17 |
| CGS INTERNATIONAL SECURITIES SINGAPORE PTE LTD | 1.29% | 23,945,335 | PDF p. 1272026-03-17 |
| RAFFLES NOMINEES (PTE) LIMITED | 0.80% | 14,908,544 | PDF p. 1272026-03-17 |
| TIGER BROKERS (SINGAPORE) PTE. LTD. | 0.46% | 8,522,844 | PDF p. 1272026-03-17 |
| NG SHENG TIONG | 0.41% | 7,606,870 | PDF p. 1272026-03-17 |
| XAVIER KOH HONGWEI | 0.39% | 7,213,740 | PDF p. 1272026-03-17 |
| MOOMOO FINANCIAL SINGAPORE PTE. LTD. | 0.36% | 6,755,669 | PDF p. 1272026-03-17 |
| ON FOO LIN | 0.34% | 6,270,000 | PDF p. 1272026-03-17 |
| DBSN SERVICES PTE LTD | 0.33% | 6,078,715 | PDF p. 1272026-03-17 |
| IFAST FINANCIAL PTE LTD | 0.25% | 4,540,472 | PDF p. 1272026-03-17 |
| MOH TSER LOONG ALVIN | 0.24% | 4,477,300 | PDF p. 1272026-03-17 |
| LIM SWEE ANN | 0.20% | 3,674,071 | PDF p. 1272026-03-17 |
| CITIBANK NOMINEES SINGAPORE PTE LTD | 0.17% | 3,055,636 | PDF p. 1272026-03-17 |
| ENG KOON HOCK | 0.16% | 2,953,300 | PDF p. 1272026-03-17 |
Group structure
Subsidiary table percentages are the ownership interests through the named holding entities. They must not be treated as final effective Group ownership at every tier. AL Capital (Ubi) is held 50% directly and 50% through Aspial Lifestyle Jewellery Group, giving Group ownership of 100%.
Niessing Schmuck-Kooperation has two routes: 50% held by Niessing Group and 26.92% through Niessing Manufaktur; the report gives a resultant effective interest of 70.19%. The ownership table and footnote use different versions of the intermediate Niessing entity name; the original table route is retained.
Maxi Capital Financial, Maxi Capital Solutions and Maxi Capital Leasing were disposed of as consolidated subsidiaries during FY2025 and appear under the 40%-owned associate in Note 15. Maxi Cash (Penang) is no longer in the current subsidiaries list. These former subsidiary entries are retained as historical evidence.
The Note 15 heading says Held by Maxi-Cash Wealth Holding Pte. Ltd., while the associate’s own name is Maxi Capital Wealth Holding Pte. Ltd.; the original route wording is retained. The three companies held through that associate are shown under Other investments and explicitly distinguished from consolidated subsidiaries.
Maxion remains 65% owned at 31 December 2025. The chairman’s message describes April 2026 acquisitions and the proposed increase to 100%; those subsequent events do not change the year-end ownership snapshot.
| Company | Market | Ownership interest |
|---|---|---|
| Maxi-Cash Group Pte. Ltd.PDF p. 85 | Singapore; Investment holding and provision of management services. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Maxi-Cash Jewellery Group Pte. Ltd.PDF p. 85 | Singapore; Trading and retailing of jewellery and branded merchandise. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Maxi-Cash Property Pte. Ltd.PDF p. 85 | Singapore; Real estate activities. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Maxi-Cash Investment Holding Pte. Ltd.PDF p. 85 | Singapore; Investment holding. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Maxi-Cash Capital Management Pte. Ltd.PDF p. 85 | Singapore; Secured lending and investment holding. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Aspial Lifestyle International Pte. Ltd.PDF p. 85 | Singapore; Investment holding and provision of management services. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Maxi-Cash Retail Pte. Ltd.PDF p. 85 | Singapore; Jewellery retailing. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| Aspial Lifestyle Jewellery Group Pte. Ltd.PDF p. 85 | Singapore; Jewellery manufacturing. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| BU2 Services Pte. Ltd.PDF p. 85 | Singapore; Investment holding. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| AL Capital (Ubi) Pte. Ltd.PDF p. 85 | Singapore; Real estate activities. Held by Aspial Lifestyle Limited: FY2025 50% / FY2024 50%; Held by Aspial Lifestyle Jewellery Group Pte. Ltd.: FY2025 50% / FY2024 50%; combined Group ownership 100% across the two 50% routes (original footnote) | |
| Niessing Group Pte. Ltd.PDF p. 85 | Singapore; Investment holding and provision of management services. Held by Aspial Lifestyle Limited: FY2025 100% / FY2024 100% | |
| AL Treasury Pte. Ltd.PDF p. 85 | Singapore; Provision of other financial services. Held by Maxi-Cash Jewellery Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (North) Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (East) Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (Central) Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (West) Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (Clementi) Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 70% / FY2024 70% | |
| Maxi-Cash Capital Pte. Ltd.PDF p. 85 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash Assets Pte. Ltd.PDF p. 86 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash Ventures Pte. Ltd.PDF p. 86 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (Central 2) Pte. Ltd.PDF p. 86 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (East 2) Pte. Ltd.PDF p. 86 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (North East) Pte. Ltd.PDF p. 86 | Singapore; Pawn brokerage. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| MC Client Service Pte. Ltd.PDF p. 86 | Singapore; Inactive. Held by Maxi-Cash Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| BigFundr Private LimitedPDF p. 86 | Singapore; Agent and facilitator of secured lending through online platform. Held by Maxi-Cash Capital Management Pte. Ltd.: FY2025 90% / FY2024 70% | |
| Lee Hwa Jewellery Pte. Ltd.PDF p. 86 | Singapore; Jewellery retailing. Held by Aspial Lifestyle Jewellery Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Goldheart Jewelry Pte. Ltd.PDF p. 86 | Singapore; Jewellery retailing. Held by Aspial Lifestyle Jewellery Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| The Shin Table Pte. Ltd.PDF p. 86 | Singapore; Operator of restaurant. Held by AL Capital (Ubi) Pte. Ltd.: FY2025 100% / FY2024 – | |
| Maxi Cash (Malaysia) Sdn. Bhd.PDF p. 86 | Malaysia; Investment holding and provision of management services. Held by Aspial Lifestyle International Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (Australia) Pty. Ltd.PDF p. 86 | Australia; Investment holding and provision of management services. Held by Aspial Lifestyle International Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash (Hong Kong) Co. Ltd.PDF p. 86 | Hong Kong; Inactive. Held by Aspial Lifestyle International Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Aspial Lifestyle Business Services Sdn. Bhd.PDF p. 86 | Malaysia; Investment holding and provision of management services. Held by Aspial Lifestyle International Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi Cash (Southern) Sdn. Bhd.PDF p. 87 | Malaysia; Investment holding and provision of management services. Held by Maxi Cash (Malaysia) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| LuxeSTYLE (Malaysia) Sdn. Bhd.PDF p. 87 | Malaysia; Inactive. Held by Maxi Cash (Malaysia) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Maxi Cash Trading Sdn. Bhd.PDF p. 87 | Malaysia; Inactive. Held by Maxi Cash (Malaysia) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| MX Properties Sdn. Bhd.PDF p. 87 | Malaysia; Real estate activities. Held by Maxi Cash (Malaysia) Sdn. Bhd.: FY2025 65% / FY2024 65% | |
| Maxion Holdings Sdn. Bhd.PDF p. 87 | Malaysia; Investment holding and provision of management services. Held by Maxi Cash (Malaysia) Sdn. Bhd.: FY2025 65% / FY2024 65% | |
| Maxi Cash (S1) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxi Cash (Southern) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Maxi Cash (S2) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxi Cash (Southern) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Maxi Cash (S3) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxi Cash (Southern) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Maxi Cash (KL1) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxi Cash (Southern) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Maxi Cash (KL2) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxi Cash (Southern) Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Pajak Gadai Ion Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| PG Ion Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| PG Ion (BSJ) Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP1 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP2 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP3 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP4 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP5 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP6 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP7 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP8 Sdn. Bhd.PDF p. 87 | Malaysia; Pawn brokerage. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP9 Sdn. Bhd.PDF p. 87 | Malaysia; Dormant. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP10 Sdn. Bhd.PDF p. 87 | Malaysia; Dormant. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| Kedai Dremas Sdn. Bhd.PDF p. 88 | Malaysia; Trading and retailing of jewellery and branded merchandise. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 100% | |
| DRP Mulia Sdn. Bhd.PDF p. 88 | Malaysia; Dormant. Held by Maxion Holdings Sdn. Bhd.: FY2025 100% / FY2024 – | |
| Maxi-Cash (HKI) Co. Ltd.PDF p. 88 | Hong Kong; Inactive. Held by Maxi-Cash (Hong Kong) Co. Ltd.: FY2025 100% / FY2024 100% | |
| Maxi-Cash Retail (HKI) Co. Ltd.PDF p. 88 | Hong Kong; Inactive. Held by Maxi-Cash (Hong Kong) Co. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing Asia Pacific Pte. Ltd.PDF p. 88 | Singapore; Jewellery retailing and regional sales office. Held by Niessing Group Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing Manufaktur GmbH & Co. KGPDF p. 88 | Germany; Jewellery trading and manufacturing. Held by Niessing Group Pte. Ltd.: FY2025 75% / FY2024 75% | |
| Niessing Schmuck-Kooperation GmbH & Co. KGPDF p. 88 | Germany; Jewellery retailing. Held by Niessing Group Pte. Ltd.: FY2025 50% / FY2024 50%; Held by Niessing Manufaktur GmbH & Co. KG: FY2025 26.92% / FY2024 26.92%; effective Group interest 70.19% (original footnote) | |
| Niessing (Hong Kong) LimitedPDF p. 88 | Hong Kong; Jewellery retailing. Held by Niessing Asia Pacific Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing (Australia) Pty. Ltd.PDF p. 88 | Australia; Jewellery retailing. Held by Niessing Asia Pacific Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing Vreden Commercial (Shanghai) LimitedPDF p. 88 | People’s Republic of China; Jewellery retailing and regional sales office. Held by Niessing Asia Pacific Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing (Malaysia) Sdn. BhdPDF p. 88 | Malaysia; Jewellery retailing. Held by Niessing Asia Pacific Pte. Ltd.: FY2025 100% / FY2024 100% | |
| Niessing GmbHPDF p. 88 | Germany; Acting as the general partner of Niessing Manufaktur GmbH & Co. KG and Niessing Stores GmbH & Co. KG, being limited partnerships. Held by Niessing Manufaktur GmbH & Co. KG: FY2025 100% / FY2024 100% | |
| Niessing Stores GmbH & Co. KGPDF p. 88 | Germany; Jewellery trading. Held by Niessing Manufaktur GmbH & Co. KG: FY2025 100% / FY2024 100% | |
| Niessing Verwaltungs GmbHPDF p. 89 | Germany; Investment holding and provision of management services. Held by Niessing Schmuck-Kooperation GmbH & Co. KG: FY2025 100% / FY2024 100% | |
| Niessing Retail Switzerland GmbHPDF p. 89 | Switzerland; Jewellery trading. Held by Niessing Schmuck-Kooperation GmbH & Co. KG: FY2025 100% / FY2024 100% | |
| Alchemist Studio & Associates Pte. Ltd.PDF p. 95 | Singapore; Interior design consultancy and interior fit out/renovation. Held by Aspial Lifestyle Jewellery Group Pte. Ltd.: FY2025 30% / FY2024 30% | |
| Maxi Capital Wealth Holding Pte. Ltd.PDF p. 95 | Singapore; Investment holding and provision for management services. Held by Maxi-Cash Capital Management Pte. Ltd.: FY2025 40% / FY2024 – | |
| Maxi Capital Financial Pte. Ltd.PDF p. 95 | Singapore; Investment holding and provision for management services. Held by Maxi-Cash Wealth Holding Pte. Ltd.: FY2025 100% / FY2024 –; subsidiary of the 40%-owned associate, not a consolidated Group subsidiary | |
| Maxi Capital Solutions Pte. Ltd.PDF p. 95 | Singapore; Inactive. Held by Maxi Capital Financial Pte. Ltd.: FY2025 100% / FY2024 –; subsidiary of the 40%-owned associate, not a consolidated Group subsidiary | |
| Maxi Capital Leasing Pte. Ltd.PDF p. 95 | Singapore; Inactive. Held by Maxi Capital Financial Pte. Ltd.: FY2025 100% / FY2024 –; subsidiary of the 40%-owned associate, not a consolidated Group subsidiary | |
Ownership interests and geographic information follow the annual report. Comparative years and footnote markers retain the report’s notation.
Senior executives
| Item | Value | Period / scope | Source |
|---|---|---|---|
| OH KWOK FON | Assistant Business Director | Key management | PDF p. 10 |
| JONATHAN FOO CHUAN HUI | Finance Director | Key management | PDF p. 10 |
| TAN ENG YEOW | Merchandising Director | Key management | PDF p. 11 |
| TOH YEN HOON | Retail & Marketing Director | Key management | PDF p. 11 |
| LEE YEW TECK | Operations Director | Key management | PDF p. 11 |
| PATSY LOO | Business Director | Key management | PDF p. 11 |
Extracted from Aspial Lifestyle Limited Annual Report 2025 and checked against the cited pages; see the original report for full context.
Related parties, people & properties
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Subscription of shares | 900 S$'000 | Aspial Corporation Limited, FY2025 IPT | PDF p. 33 |
| Subscription of shares | 600 S$'000 | Maxi Capital Wealth Holding Pte. Ltd., FY2025 IPT | PDF p. 33 |
| Acquisition of Maxi Capital Financial Pte. Ltd. (formerly known as Maxi-Cash Financial Pte. Ltd.) and its subsidiaries | 1,500 S$'000 | Maxi Capital Wealth Holding Pte. Ltd., FY2025 IPT; acquisition of Maxi Capital Financial Pte. Ltd. (formerly Maxi-Cash Financial Pte. Ltd.) and its subsidiaries | PDF p. 33 |
| Provision of | 119 S$'000 | World Class Global Pte. Ltd. and its subsidiaries, management services, FY2025 IPT | PDF p. 34 |
| Lease of premises | 283 S$'000 | World Class Global Pte. Ltd. and its subsidiaries, FY2025 IPT | PDF p. 34 |
| AF Global Limited and its | 120 S$'000 | AF Global Limited and its subsidiaries, lease of premises, FY2025 IPT | PDF p. 34 |
| Mr Koh Wee Seng | 1,030 S$'000 | Exchange offer from Series 004 Notes and/or subscription of Series 004 Notes, FY2025 | PDF p. 34 |
| Ms Ko Lee Meng and her | 331 S$'000 | Ms Ko Lee Meng and her child, Series 004 Notes exchange/subscription, FY2025 | PDF p. 34 |
| Ms Tan Su Lan | 2,908 S$'000 | Series 004 Notes exchange/subscription, FY2025 | PDF p. 34 |
| Ms Lim Kwee Hua | 448 S$'000 | Series 004 Notes exchange/subscription, FY2025 | PDF p. 34 |
| DN Global Pte Ltd | 560 S$'000 | Series 004 Notes exchange/subscription, FY2025 | PDF p. 34 |
| Total | 11,451 S$'000 | FY2025 aggregate value of all IPT above S$100,000 | PDF p. 34 |
| Management services charged by immediate holding company | 2,508 $'000 | Group, 2025 (2024: 644) | PDF p. 110 |
| Services provided by an associate company | 3,444 $'000 | Group, 2025 (2024: 5,130) | PDF p. 110 |
| Total compensation paid to key management personnel | 3,128 $'000 | Group, 2025 (2024: 2,477) | PDF p. 110 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Guarantees | $578,596,000 | Company; guarantees for bank borrowings of certain subsidiaries; 2025 (2024: $486,470,000) | PDF p. 110 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Ng Kean Seen | 1,026,218 S$ | Executive Director and CEO, FY2025; salary 44%, bonus and profit sharing 56% | PDF p. 26 |
| Koh Wee Seng | 26,000 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| Yeo Yun Seng Bernard | 73,000 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| Tan Soo Kiang | 55,000 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| Koh Lee Hwee(1) | 14,389 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| Ng Bie Tjin @ Djuniarti Intan | 55,000 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| Ko Lee Meng(2) | 8,405 S$ | Non-Executive Director, FY2025; 100% Directors' fees | PDF p. 26 |
| S$250,000 to below S$500,000 | 6 persons | Number of top six key management personnel (not Directors/CEO), FY2025; salary 68%, bonus 32% | PDF p. 27 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Issuance of Series 005 Tranche 2 Notes | On 20 January 2026, the Company issued $25,000,000, 5.10% notes due 29 October 2029 | Company · As at 2026-01-20 | PDF p. 125 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| OUTLOOK - pawnbroking | The pawnbroking segment is expected to remain resilient | Pawnbroking segment | PDF p. 6 |
| OUTLOOK - BigFundr | is expected to contribute to the Group’s growth in FY2026 | BigFundr secured lending | PDF p. 6 |
Extracted from Aspial Lifestyle Limited Annual Report 2025 and checked against the cited pages; see the original report for full context.
Corporate information