David Kuo’s Income Portfolios FAQ

1. I just joined David Kuo’s Income Portfolio. How do I catch up?

Welcome to David Kuo’s Income Portfolios!

Thank you for your support and for joining us in the journey towards building your own income producing portfolios.

David Kuo’s Income Portfolios are made up of 3 unique portfolios designed personally by David Kuo to reflect his personal investing style.

To get started, read this guide first.

To learn how to navigate the member site and access all premium content, click here.

To get started with Kuo’s Income Portfolio, or KIP, read the KIP guide here.

To get started with Malaysia Money Machines, or MMM, read the MMM guide here.

To get started with the latest portfolio, the Asian Consumer Portfolio, click here to go to the portfolio page.

 

2. What do I get as a member of David Kuo’s Income Portfolio?

Plenty!

You get access to three of David’s very own personal income portfolios, and so much more.

Right at the start of your journey with David Kuo’s Income Portfolios, we’ve prepared Foundation Lessons to equip you with the knowledge and strategies to build up your own income-producing portfolio, just the way David has.

Our service comes with a series of investing educational content to help you understand how you can achieve an exceptional investment performance, just like David.

Our belief is that education is more effective when we are able to demonstrate that our approach works.

Each stock in all of the three portfolios will be accompanied by a comprehensive “deep dive” company write-up and financial analysis that David and the analyst team have put together after days, weeks, or even months of painstakingly thorough research.

You’ll be able to see and understand when David decides to buy a stock, why he make that decision, how much of the stock he plans to buy, his specific allocation plan, and how he manages his own stock portfolio.

Looking ahead, we’ll be following every stock in the portfolio and providing updates on any important news, announcements or events.

You’ll also get access to all the stocks in our portfolio, their exact allocation, how much David paid for the stocks, and how much the stocks are worth now.

David will also be taking questions in periodic Q&A sessions where you can ask questions on the stocks and the portfolio to help with your own understanding. We run 2 Q&A sessions every quarter, or 8 sessions every year.

 

3. How often will David be adding to his new Asian Consumer Portfolio? What is going to happen to Kuo’s Income Portfolio and Malaysian Money Machine?

David will be adding an average of 2 stocks every month – the actual number might vary depending on market performance, the stock’s performance, and many other factors.

David expects to have around 20 Asian Consumer Portfolio stocks in total

While David will be focusing on building up the Asian Consumer Portfolio for now, he might, at times, make changes and adjustments to Kuo’s Income Portfolio and Malaysian Money Machines.

Click here to view the video on how David views all 3 portfolios.

 

4. What if I have more or less than S$100,000 to invest for the Asian Consumer Portfolio? Or more or less than what is currently invested for Kuo’s Income Portfolios and Malaysian Money Machines?

That’s perfectly fine!

You can choose to invest whatever amount you feel comfortable with.

We are showing you our real-money portfolio for us to demonstrate real-life investing lessons. Take these lessons and scale up or down however you wish.

Just remember: any cash that you need to use in the next five years should NOT be in stocks. Because we are planning to hold our stocks for five years or more, we shouldn’t put any short-term cash needs at risk.

The unique thing about our Smart Portfolio Builder is that it allows you to customise and shape the portfolio based on your risk appetite and your personal goals.

You can, for instance, choose to have a large income segment with less growth. It’s really for your own customisation.

Once you have a rough proportion between income, growth and speculative segments in mind, we suggest that you start building from the bottom up, starting from the income segment.

For each segment, whether it is income, growth or speculative, it is best to choose a set of stocks that resonate the most to you.

And once you do, you can decide what allocation you want for each stock.
If a stock is too expensive, you can always buy a smaller allocation and look to add at better prices in the future.

To help you along, we have provided case studies that will help guide you on how to look at the merits and risks in companies as well as how to get a sense of the value of a stock.

 

5. How is David Kuo’s Income Portfolio different from The Smart Dividend Portfolio and The Smart All Stars Portfolio?

Our flagship service, The Smart Dividend Portfolio, currently focuses on Singapore dividend stocks. The amount invested inside the portfolio is also less, as we wish to reflect the needs of an average Singaporean investor.

The Smart All Stars Portfolio focuses on growth stocks, currently from the US market. The portfolio is aimed at building a collection of stocks for the purpose of capital gains. We are looking for stocks that will shine the brightest and raise our portfolio to new heights.

David Kuo’s Income Portfolios provides premium access to three of Co-Founder David Kuo’s personal income portfolios. These are shares that he is buying with his own money, with the purpose of building a lasting income stream for him and his family.

We believe that all 3 services serve different needs of an investor, and complements each other.

As a premium member of David Kuo’s Income Portfolio, if you’re interested in learning more about the other 2 services, please reach out to our friendly member services staff at [email protected]. We’ll be happy to extend a special member discount just for you!

 

6. There is so much market volatility going on right now. Is this the right time to invest?

When the stock market swings up and down, it can feel scary.

But the volatility will also open up opportunities when shares of good companies are unfairly sold down.

David has always stayed focused in identifying great companies even during times of crises. In fact, when share prices go down, we should get excited that we are getting better prices for our stocks.

 

7. Is it true that David doesn’t sell his stocks? How does he realise his profit then?

David does not sell any stocks that he has bought.

He has, for example, sold off bonus shares of Top Glove which he did not buy. But that’s on the rare occasion where the MMM portfolio became unbalanced.

The magic of building a dividend portfolio is that it will pay you dividends as you go along. If you reinvest those dividends, like David does, you stand to earn even more dividends in the future as you own more shares.

 

8. How often will David be providing an update on the portfolio and the performance of companies?

We will be providing monthly updates.

We believe this is sufficient unless there are extenuating circumstances. If something important, urgent, or time-sensitive happens to a company, we will immediately provide updates or share more details with members.

If any action is required for any of the stocks within any of the three portfolios, we will also inform members beforehand.

 

9. My question isn’t answered here. What should I do?

No problem! Just send an email to [email protected] with any questions you may have, and a member of our team will do their best to answer it as quickly and as thoroughly as possible.

Please just keep in mind that The Smart Investor team is not legally allowed to give personalised financial advice in any way, and nothing we say should be construed as such.