Wee Ee Cheong
Chairman; Non-executive and Non-independent
Company Board As reported at 2026-02-20The business, the people and the ownership behind UOI.
Business overview
United Overseas Insurance underwrites general insurance and reinsurance. Its insurance classes include fire, marine, motor, engineering, general accident and liability, supported by brokers, agents and reinsurance partners.
Listed security
Board & management
Seven current directors including Andrew Lim Chee Hua as Company Chief Executive Officer; Director Emeritus, Company Secretary and investor relations contact are separately scoped. Corporate information and Board biographies as at20February2026. Other directorships, including UOB CEO/CFO positions, do not become Company executive titles.
No separately named Company CFO/COO is identified in the current corporate directory and Board/management disclosures.
Chairman; Non-executive and Non-independent
Company Board As reported at 2026-02-20Non-executive and Independent
Company Board As reported at 2026-02-20Non-executive and Independent
Company Board As reported at 2026-02-20Non-executive and Non-independent
Company Board As reported at 2026-02-20Non-executive and Independent
Company Board As reported at 2026-02-20Non-executive and Independent
Company Board As reported at 2026-02-20Executive and Non-independent; Chief Executive Officer
Company Board; Company CEO As reported at 2026-02-20Director Emeritus
Director Emeritus; not included among seven current directors As reported at 2026-02-20Secretary
Company Secretary As reported at 2026-02-20Investor Relations
Investor Relations contact As reported at 2026-02-20Roles listed in UOI ANNUAL REPORT 2025; current appointments are not independently verified.
Holdings
Twenty registered/depository holders and one substantial holder are captured. United Overseas Bank’s deemed35,707,500shares are the same holding registered under Tye Hua Nominees; not two unique blocks. Note1’s58% parent holding is rounded; register gives58.39%.
Nine director-interest rows distinguish Company ordinary shares from parent UOB ordinary shares, restricted-share grants and two perpetual capital securities. Financial year-end31December2025 is separate from register date20March2026. No nil treasury shares are inferred from missing register lines.
Top20 printed82.09% equals sum of twenty individually rounded percentages. Directly rounding50210613/61155000 gives82.10%; printed subtotal preserved with this source rounding qualification.
Registered shareholding: – shares; deemed interest in other shareholding: *35,707,500 shares
Substantial shareholder; deemed holding through Tye Hua Nominees Private Limited As reported at 2026-03-2061,155,000 issued shares; 1,645 shareholders
Statistics as at20March2026 As reported at 2026-03-2082.09%Total interest
Approximately 41.6% of issued shares
As at20March2026 As reported at 2026-03-20Registered at end/beginning FY2025: 4,762 / 4,762; deemed at end/beginning FY2025: – / –
Company ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: 1,000 / 1,000; deemed at end/beginning FY2025: – / –
Company ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: 6,118,929 / 5,668,929; deemed at end/beginning FY2025: 173,701,487 / 173,701,487
Holding company United Overseas Bank ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: – / –; deemed at end/beginning FY2025: 32,533 / –
Holding company United Overseas Bank ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: – / –; deemed at end/beginning FY2025: 92,243 / 92,243
Holding company United Overseas Bank ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: 2,000 / –; deemed at end/beginning FY2025: – / –
Holding company United Overseas Bank ordinary shares As reported at 2025-12-31Registered at end/beginning FY2025: 124,038 / 112,825; deemed at end/beginning FY2025: – / –
Holding company United Overseas Bank restricted-share grants As reported at 2025-12-31Registered at end/beginning FY2025: 250,000 / 250,000; deemed at end/beginning FY2025: – / –
Holding company United Overseas Bank 4.25% perpetual capital securities As reported at 2025-12-31Registered at end/beginning FY2025: 250,000 / 250,000; deemed at end/beginning FY2025: – / –
Holding company United Overseas Bank 5.25% perpetual capital securities As reported at 2025-12-31Total interests include direct and deemed holdings and may overlap across holders. These percentages should not be added together.
Registered holdings, including nominees and depositories; these do not establish ultimate beneficial ownership. As reported at 2026-03-20 · PDF p. 182
| Registered holder | Interest | Shares / units | Source |
|---|---|---|---|
| Tye Hua Nominees Private Limited | 35,707,500 shares; 58.39% | PDF p. 1822026-03-20 | |
| Ng Poh Cheng | 2,177,650 shares; 3.56% | PDF p. 1822026-03-20 | |
| Thia Cheng Song | 1,778,600 shares; 2.91% | PDF p. 1822026-03-20 | |
| DBS Nominees (Private) Limited | 991,900 shares; 1.62% | PDF p. 1822026-03-20 | |
| Maybank Securities Pte. Ltd. | 970,934 shares; 1.59% | PDF p. 1822026-03-20 | |
| Citibank Nominees Singapore Pte Ltd | 970,750 shares; 1.59% | PDF p. 1822026-03-20 | |
| Chong Chin Chin (Zhang JingJing) | 963,666 shares; 1.58% | PDF p. 1822026-03-20 | |
| Chong Kian Chun (Zhang JianJun) | 944,168 shares; 1.54% | PDF p. 1822026-03-20 | |
| Chen Swee Kwong | 851,713 shares; 1.39% | PDF p. 1822026-03-20 | |
| OCBC Securities Private Limited | 846,201 shares; 1.38% | PDF p. 1822026-03-20 | |
| HSBC (Singapore) Nominees Pte Ltd | 607,050 shares; 0.99% | PDF p. 1822026-03-20 | |
| Chong Kian Phang | 526,616 shares; 0.86% | PDF p. 1822026-03-20 | |
| India International Insurance Pte Ltd - SIF | 500,000 shares; 0.82% | PDF p. 1822026-03-20 | |
| Ng Ean Nee Mrs. Chee Ying Lin @ Ooi Ean Nee | 500,000 shares; 0.82% | PDF p. 1822026-03-20 | |
| United Overseas Bank Nominees (Private) Limited | 466,850 shares; 0.76% | PDF p. 1822026-03-20 | |
| Yeoh Phaik Ean | 375,000 shares; 0.61% | PDF p. 1822026-03-20 | |
| Chen Swee Shing | 295,642 shares; 0.48% | PDF p. 1822026-03-20 | |
| Phillip Securities Pte Ltd | 265,849 shares; 0.43% | PDF p. 1822026-03-20 | |
| Tan Min Hui Debbie | 245,250 shares; 0.40% | PDF p. 1822026-03-20 | |
| Estate of Thian Thin Khoon, Deceased | 225,274 shares; 0.37% | PDF p. 1822026-03-20 | |
Group structure
The report presents standalone Company financial statements and discloses one associated company, United Insurance Agency Pte Ltd,49% in both years. A main operating subsidiary schedule is not disclosed. No subsidiary names or nil-subsidiary assertion are inferred from this absence.
United Overseas Bank is the holding/ultimate holding company, not a UOI subsidiary. The Company’s Myanmar representative office is an office rather than a separately identified subsidiary. The associate investment is carried at cost1thousand and expressly deemed immaterial for equity accounting.
| Company | Market | Ownership interest |
|---|---|---|
| United Insurance Agency Pte LtdUnited Insurance Agency Pte Ltd; associated company, not a subsidiary | Singapore; General Insurance Agent; Company ownership2025:49%;2024:49%; cost of investment2025:1;2024:1 (Singapore dollars thousands) | |
Ownership interests and geographic information follow the annual report. Comparative years and footnote markers retain the report’s notation.
Senior executives
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Andrew Lim Chee Hua | Chief Executive Officer | Company · As at 2026-02-20 | PDF p. 183 |
| Sherylene Wang | Secretary | Company · As at 2026-02-20 | PDF p. 183 |
Extracted from UOI ANNUAL REPORT 2025 and checked against the cited pages; see the original report for full context.
Related parties, people & properties
| Item | Value | Period / scope | Source |
|---|---|---|---|
| United Overseas Bank Limited | approximately $2.5 million | Interested person transactions 2025; controlling shareholder; excluding transactions under shareholders' mandate (Nil under Rule 920 mandate) | PDF p. 32 |
| – Holding company | 5,551 $'000 | Company; premiums accepted, included in insurance revenue; 2025 (2024: 5,672) | PDF p. 163 |
| – Holding company | 8,212 $'000 | Company; commission expenses paid, included in insurance service expenses; 2025 (2024: 7,620) | PDF p. 163 |
| Service fee charged by holding company | 2,576 $'000 | Company; 2025 (2024: 4,358) | PDF p. 163 |
| – Directors and CEO of the Company | 1,146 $'000 | Company; compensation of key management personnel; 2025 (2024: 1,081) | PDF p. 163 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Capital Management | The Company has no borrowings, contingent liabilities and loan capital as at 31 December 2025. | Company · As at 2025-12-31 | PDF p. 152 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Total Directors’ Fees | 1,145,756 $ | Company; FY2025 total of fees, base salary, variable bonus, benefits-in-kind and others (subject to shareholder approval) | PDF p. 26 |
| Andrew Lim Chee Hua | 755,947 $ | Company; FY2025 total remuneration of executive director/CEO | PDF p. 26 |
| Wee Ee Cheong1 | 70,000 $ | Company; FY2025 directors' fees total | PDF p. 26 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Total number of employees | 133 Number | Company; 2025 (2024: 132; 2023: 115) | PDF p. 37 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Investment Property | the investment property consists of leasehold office premises located at 146 Robinson Road, Singapore | Company; investment property, fair value $27,609 thousand at 31 Dec 2025 · As at 2025-12-31 | PDF p. 159 |
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Chairman’s Statement – outlook | The momentum in ASEAN markets together with more widespread digitalisation is creating robust growth opportunities for UOI. | Chairman's statement, Wee Ee Cheong | PDF p. 4 |
Extracted from UOI ANNUAL REPORT 2025 and checked against the cited pages; see the original report for full context.
Corporate information