OxPay Financial TVV
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Financials
OxPay Financial Limited Annual Report 2025
Explore the statements
8 tablesStatements of financial position – The Group and The Company
27 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025The Group, 31 December 2025 | 2024The Group, 31 December 2024 | 2025The Company, 31 December 2025 | 2024The Company, 31 December 2024 | Source |
|---|---|---|---|---|---|
| Non-Current Assets | |||||
| Property, plant and equipment$'000 | 332 | 340 | - | - | PDF p. 55 |
| Intangible assets and goodwill$'000 | 132 | 158 | - | - | PDF p. 55 |
| Investments in subsidiaries$'000 | - | - | 448 | 1,096 | PDF p. 55 |
| Trade and other receivables$'000 | 13 | 36 | - | - | PDF p. 55 |
| Subtotal$'000 | 933 | 1,027 | 448 | 1,096 | PDF p. 55 |
| Current Assets | |||||
| Trade and other receivables$'000 | 870 | 876 | 207 | 91 | PDF p. 55 |
| Inventories$'000 | - | 8 | - | - | PDF p. 55 |
| Cash and cash equivalents$'000 | 2,133 | 4,154 | 12 | 37 | PDF p. 55 |
| Subtotal$'000 | 3,003 | 5,038 | 219 | 128 | PDF p. 55 |
| Assets | |||||
| Total assets$'000 | 3,936 | 6,065 | 667 | 1,224 | PDF p. 55 |
| Capital and Reserves | |||||
| Share capital$'000 | 56,152 | 55,757 | 170,869 | 170,474 | PDF p. 55 |
| Currency translation reserve$'000 | 120 | 144 | - | - | PDF p. 55 |
| Capital reserve$'000 | 145 | - | 145 | - | PDF p. 55 |
| Fair value reserve$'000 | (64) | (27) | - | - | PDF p. 55 |
| Accumulated losses$'000 | (57,685) | (54,623) | (175,787) | (174,293) | PDF p. 55 |
| Equity attributable to owners of the Company$'000 | (1,332) | 1,251 | (2,258) | (1,304) | PDF p. 55 |
| Non-controlling interests$'000 | (543) | (456) | - | - | PDF p. 55 |
| Total equity$'000 | (1,875) | 795 | (2,258) | (1,304) | PDF p. 55 |
| Non-Current Liabilities | |||||
| Borrowings$'000 | 1,740 | 697 | 1,703 | - | PDF p. 55 |
| Deferred tax liabilities$'000 | 6 | - | - | - | PDF p. 55 |
| Subtotal$'000 | 1,746 | 697 | 1,703 | - | PDF p. 55 |
| Current Liabilities | |||||
| Trade and other payables$'000 | 3,637 | 4,072 | 1,020 | 2,528 | PDF p. 55 |
| Borrowings$'000 | 420 | 501 | 202 | - | PDF p. 55 |
| Current tax payable$'000 | 8 | - | - | - | PDF p. 55 |
| Subtotal$'000 | 4,065 | 4,573 | 1,222 | 2,528 | PDF p. 55 |
| Liabilities | |||||
| Total liabilities$'000 | 5,811 | 5,270 | 2,925 | 2,528 | PDF p. 55 |
| Equity and Liabilities | |||||
| Total equity and liabilities$'000 | 3,936 | 6,065 | 667 | 1,224 | PDF p. 55 |
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Definitions & sources
Original report: PDF p. 55 ↗
Financial asset at FVOCI (Note 6) and Share-based compensation reserve (Note 11) rows wrap across lines and are not included as rows: FVOCI 456, 493, -, -; Share-based compensation reserve -, -, 2,515, 2,515.
The annexed notes form an integral part of and should be read in conjunction with these financial statements.
Consolidated statement of profit or loss and other comprehensive income – The Group
21 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025The Group, FY ended 31 December 2025 | 2024The Group, FY ended 31 December 2024 | Source |
|---|---|---|---|
| Profit or loss | |||
| Revenue$'000 | 4,858 | 3,625 | PDF p. 56 |
| Cost of sales$'000 | (2,583) | (1,314) | PDF p. 56 |
| Gross profit$'000 | 2,275 | 2,311 | PDF p. 56 |
| Other income$'000 | 191 | 65 | PDF p. 56 |
| Administrative expenses$'000 | (5,046) | (5,272) | PDF p. 56 |
| Impairment loss on trade and other receivables$'000 | (2) | (1) | PDF p. 56 |
| Other operating expenses$'000 | (300) | (238) | PDF p. 56 |
| Finance income$'000 | 3 | 54 | PDF p. 56 |
| Finance costs$'000 | (257) | (66) | PDF p. 56 |
| Loss before taxation$'000 | (3,136) | (3,147) | PDF p. 56 |
| Tax expense$'000 | (19) | * | PDF p. 56 |
| Loss for the year$'000 | (3,155) | (3,147) | PDF p. 56 |
| Other comprehensive income: items that will not be reclassified | |||
| Change in fair value of financial asset at FVOCI$'000 | (37) | - | PDF p. 56 |
| Other comprehensive income | |||
| Total other comprehensive loss for the year, net of nil tax$'000 | (55) | (15) | PDF p. 56 |
| Total comprehensive loss for the year$'000 | (3,210) | (3,162) | PDF p. 56 |
| Loss attributable to | |||
| Owners of the Company$'000 | (3,062) | (3,078) | PDF p. 56 |
| Non-controlling interests$'000 | (93) | (69) | PDF p. 56 |
| Total comprehensive loss attributable to | |||
| Owners of the Company$'000 | (3,123) | (3,103) | PDF p. 56 |
| Non-controlling interests$'000 | (87) | (59) | PDF p. 56 |
| Loss per share (cents) | |||
| - basiccents per share | (1.04) | (1.12) | PDF p. 56 |
| - dilutedcents per share | (1.04) | (1.12) | PDF p. 56 |
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Definitions & sources
Original report: PDF p. 56 ↗
* Amount less than $1,000.
Foreign currency translation differences line (2025: (18); 2024: (15)) wraps across lines and is not included as a row.
The annexed notes form an integral part of and should be read in conjunction with these financial statements.
Consolidated statement of profit or loss and other comprehensive income (Group)
11 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025Group, year ended 31 December 2025 | 2024Group, year ended 31 December 2024 | Source |
|---|---|---|---|
| Profit or loss | |||
| Loss for the year$'000 | (3,155) | (3,147) | PDF p. 56 |
| Other comprehensive income: items that will not be reclassified | |||
| Change in fair value of financial asset at FVOCI$'000 | (37) | - | PDF p. 56 |
| Other comprehensive income: items that may be reclassified | |||
| Foreign currency translation differences relating to financial statements of foreign subsidiaries$'000 | (18) | (15) | PDF p. 56 |
| Other comprehensive income | |||
| Total other comprehensive loss for the year, net of nil tax$'000 | (55) | (15) | PDF p. 56 |
| Total comprehensive loss | |||
| Total comprehensive loss for the year$'000 | (3,210) | (3,162) | PDF p. 56 |
| Loss attributable to | |||
| Owners of the Company$'000 | (3,062) | (3,078) | PDF p. 56 |
| Non-controlling interests$'000 | (93) | (69) | PDF p. 56 |
| Total comprehensive loss attributable to | |||
| Owners of the Company$'000 | (3,123) | (3,103) | PDF p. 56 |
| Non-controlling interests$'000 | (87) | (59) | PDF p. 56 |
| Loss per share (cents) | |||
| - basiccents | (1.04) | (1.12) | PDF p. 56 |
| - dilutedcents | (1.04) | (1.12) | PDF p. 56 |
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Definitions & sources
Original report: PDF p. 56 ↗
* Amount less than $1,000.
Only the Group statement is presented; no separate Company comprehensive income statement was found.
Consolidated statement of changes in equity - Group, year 2024
5 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2024Group Share capital | 2024Group Currency translation reserve | 2024Group Fair value reserve | 2024Group Accumulated losses | 2024Group Equity attributable to owners of the Company | 2024Group Non-controlling interests | 2024Group Total equity | Source |
|---|---|---|---|---|---|---|---|---|
| Opening balance | ||||||||
| At 1 January 2024$'000 | 55,757 | 169 | (27) | (51,545) | 4,354 | (397) | 3,957 | PDF p. 57 |
| Total comprehensive loss for the year | ||||||||
| Loss for the year$'000 | - | - | - | (3,078) | (3,078) | (69) | (3,147) | PDF p. 57 |
| Other comprehensive income/(loss) | ||||||||
| Foreign currency translation differences$'000 | - | (25) | - | - | (25) | 10 | (15) | PDF p. 57 |
| Total comprehensive loss | ||||||||
| Total comprehensive loss for the year$'000 | - | (25) | - | (3,078) | (3,103) | (59) | (3,162) | PDF p. 57 |
| Closing balance | ||||||||
| At 31 December 2024$'000 | 55,757 | 144 | (27) | (54,623) | 1,251 | (456) | 795 | PDF p. 57 |
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Definitions & sources
Original report: PDF p. 57 ↗
Group only; no Company statement of changes in equity found.
Consolidated statement of changes in equity - Group, year 2025
8 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025Group Share capital | 2025Group Currency translation reserve | 2025Group Fair value reserve | 2025Group Capital reserve | 2025Group Accumulated losses | 2025Group Equity attributable to owners of the Company | 2025Group Non-controlling interests | 2025Group Total equity | Source |
|---|---|---|---|---|---|---|---|---|---|
| Opening balance | |||||||||
| At 1 January 2025$'000 | 55,757 | 144 | (27) | - | (54,623) | 1,251 | (456) | 795 | PDF p. 58 |
| Total comprehensive loss for the year | |||||||||
| Loss for the year$'000 | - | - | - | - | (3,062) | (3,062) | (93) | (3,155) | PDF p. 58 |
| Other comprehensive income/(loss) | |||||||||
| Fair value change in FVOCI (Note 6)$'000 | - | - | (37) | - | - | (37) | - | (37) | PDF p. 58 |
| Foreign currency translation differences$'000 | - | (24) | - | - | - | (24) | 6 | (18) | PDF p. 58 |
| Total comprehensive loss | |||||||||
| Total comprehensive loss for the year$'000 | - | (24) | (37) | - | (3,062) | (3,123) | (87) | (3,210) | PDF p. 58 |
| Contributions by and distributions to owners | |||||||||
| Issuance of convertible loan (Note 13)$'000 | - | - | - | 145 | - | 145 | - | 145 | PDF p. 58 |
| Total transaction with owners, recognised directly in equity$'000 | 395 | - | - | 145 | - | 540 | - | 540 | PDF p. 58 |
| Closing balance | |||||||||
| At 31 December 2025$'000 | 56,152 | 120 | (64) | 145 | (57,685) | (1,332) | (543) | (1,875) | PDF p. 58 |
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Definitions & sources
Original report: PDF p. 58 ↗
Group only; no Company statement of changes in equity found.
Consolidated statement of cash flows (Group)
33 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025Group, year ended 31 December 2025 | 2024Group, year ended 31 December 2024 | Source |
|---|---|---|---|
| Cash Flows from Operating Activities | |||
| Loss before taxation$'000 | (3,136) | (3,147) | PDF p. 59 |
| Adjustments for | |||
| Bad debts written off- other receivables$'000 | 119 | - | PDF p. 59 |
| Depreciation of property, plant and equipment$'000 | 138 | 99 | PDF p. 59 |
| Amortisation of intangible assets$'000 | 36 | 119 | PDF p. 59 |
| Impairment loss on trade and other receivables$'000 | 2 | 1 | PDF p. 59 |
| Reversal of impairment loss on trade receivables and other$'000 | - | * | PDF p. 59 |
| Write back of other payables$'000 | (34) | - | PDF p. 59 |
| Interest income$'000 | (3) | (54) | PDF p. 59 |
| Interest expense$'000 | 257 | 66 | PDF p. 59 |
| Write-off of property, plant and equipment$'000 | - | * | PDF p. 59 |
| Cash Flows from Operating Activities | |||
| Operating loss before working capital changes$'000 | (2,621) | (2,916) | PDF p. 59 |
| Change in inventory$'000 | 8 | 1 | PDF p. 59 |
| Change in trade and other receivables$'000 | (97) | 5,541 | PDF p. 59 |
| Change in trade and other payables$'000 | (402) | (7,886) | PDF p. 59 |
| Cash used in operations$'000 | (3,112) | (5,260) | PDF p. 59 |
| Interest income received$'000 | 3 | 54 | PDF p. 59 |
| Income tax refunded/(paid)$'000 | 1 | (6) | PDF p. 59 |
| Net cash used in operating activities$'000 | (3,108) | (5,212) | PDF p. 59 |
| Cash Flows from Investing Activities | |||
| Purchase of property, plant and equipment$'000 | (126) | (121) | PDF p. 59 |
| Capital expenditure incurred on intangible assets$'000 | (10) | (20) | PDF p. 59 |
| Net cash used in investing activities$'000 | (136) | (141) | PDF p. 59 |
| Cash Flows from Financing Activities | |||
| Net proceeds from issuance of new shares$'000 | 395 | - | PDF p. 59 |
| Net proceeds from issuance of convertible loan$'000 | 1,848 | - | PDF p. 59 |
| Payment of lease liability$'000 | (60) | (24) | PDF p. 59 |
| Payment of lease interest$'000 | (9) | (10) | PDF p. 59 |
| Proceeds from borrowings$'000 | - | 500 | PDF p. 59 |
| Repayment of borrowings$'000 | (882) | (282) | PDF p. 59 |
| Interest paid$'000 | (47) | (55) | PDF p. 59 |
| Net cash generated from financing activities$'000 | 1,245 | 129 | PDF p. 59 |
| Net change in cash | |||
| Net changes in cash and cash equivalents$'000 | (1,999) | (5,224) | PDF p. 59 |
| Cash and cash equivalents at beginning of year$'000 | 4,154 | 9,396 | PDF p. 59 |
| Effects of exchange rate fluctuations on cash held$'000 | (22) | (18) | PDF p. 59 |
| Cash and cash equivalents at end of year$'000 | 2,133 | 4,154 | PDF p. 59 |
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Definitions & sources
Original report: PDF p. 59 ↗
* Amount less than $1,000.
Group only; no Company cash flow statement found.
Note A reconciliation of financing liabilities is on page 60.
Financial Highlights - Consolidated Statements of Financial Position
8 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025Group, as at 31 December 2025, $m | 2024Group, as at 31 December 2024, $m | Source |
|---|---|---|---|
| Consolidated Statements of Financial Position | |||
| Non-Current Assets$m | 0.9 | 1.0 | PDF p. 13 |
| Current Assets$m | 3.0 | 5.1 | PDF p. 13 |
| Total Assets$m | 3.9 | 6.1 | PDF p. 13 |
| Non-Current Liabilities$m | 1.7 | 0.7 | PDF p. 13 |
| Current Liabilities$m | 4.1 | 4.6 | PDF p. 13 |
| Total Liabilities$m | 5.8 | 5.3 | PDF p. 13 |
| Non-Controlling Interests$m | (0.6) | (0.5) | PDF p. 13 |
| Total Equity$m | (1.9) | 0.8 | PDF p. 13 |
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Definitions & sources
Original report: PDF p. 13 ↗
Row 'Equity Attributed to Owners of the Company' wraps across two lines; values (1.3) for 2025 and 1.3 for 2024 are printed on the second line.
Highlights page shows Current Assets 2024 as 5.1; Review of Operations text says S$5.0 million (as printed).
Note 21 Loss per share (Group)
6 metricsUnits appear below each metric. Scroll to compare years
| Metric / unit | 2025Group, FY2025 | 2024Group, FY2024 | Source |
|---|---|---|---|
| Loss per share | |||
| Loss attributable to owners of the Company ($’000)$’000 | (3,062) | (3,078) | PDF p. 100 |
| Weighted average number of ordinary shares | |||
| Issued ordinary shares at beginning of the yearnumber of shares | 275,843,137 | 275,843,137 | PDF p. 100 |
| Issue of new ordinary shares during the yearnumber of shares | 35,410,015 | - | PDF p. 100 |
| Issued ordinary shares at end of the yearnumber of shares | 311,253,152 | 275,843,137 | PDF p. 100 |
| Weighted average number of ordinary shares at end of the yearnumber of shares | 293,984,706 | 275,843,137 | PDF p. 100 |
| Loss per share (cents) | |||
| - basic and dilutedcents | (1.04) | (1.12) | PDF p. 100 |
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Definitions & sources
Original report: PDF p. 100 ↗
Convertible loan effects not included in diluted loss per share as anti-dilutive. No potential dilutive ordinary shares as at 31 December 2025 and 2024.
Where the money comes from
Segment information
By business
Operating segments, 31 December 12 lines
| Item / unit | 2025MPS, $'000 | 2025DCES, $'000 | 2025Unallocated, $'000 | 2025Consolidated, $'000 | 2024MPS, $'000 | 2024DCES, $'000 | 2024Unallocated, $'000 | 2024Consolidated, $'000 | Source |
|---|---|---|---|---|---|---|---|---|---|
| Operating segments | |||||||||
| Revenue from external parties$'000 | 2,748 | 2,110 | - | 4,858 | 2,912 | 713 | - | 3,625 | PDF p. 102 |
| Depreciation of property, plant and equipment$'000 | (118) | (20) | - | (138) | (90) | (9) | - | (99) | PDF p. 102 |
| Amortisation of intangible assets$'000 | (36) | * | - | (36) | (119) | * | - | (119) | PDF p. 102 |
| Finance income$'000 | 3 | * | - | 3 | 54 | * | - | 54 | PDF p. 102 |
| Finance costs$'000 | (55) | * | (202) | (257) | (72) | * | 6 | (66) | PDF p. 102 |
| Segment loss$'000 | (2,202) | (73) | (861) | (3,136) | PDF p. 102 | ||||
| Other material non-cash items | |||||||||
| Bad debt written off – other receivables$'000 | (119) | - | - | (119) | PDF p. 102 | ||||
| Impairment loss on trade and other receivables$'000 | (2) | - | - | (2) | (1) | * | - | (1) | PDF p. 102 |
| Operating segments | |||||||||
| Reportable segment assets$'000 | 3,403 | 533 | - | 3,936 | 5,567 | 498 | - | 6,065 | PDF p. 102 |
| Reportable segment liabilities$'000 | (5,736) | (75) | - | (5,811) | (5,177) | (93) | - | (5,270) | PDF p. 102 |
| Capital expenditure$'000 | 90 | 46 | - | 136 | 134 | 7 | - | 141 | PDF p. 102 |
| Segment (loss)/profit$'000 | (2,281) | 12 | (878) | (3,147) | PDF p. 102 | ||||
Notes
* Amount less than $1,000.
By geography
Geographical segments - Group revenue and non-current assets 4 lines
| Item / unit | 2025Revenue, $'000 | 2024Revenue, $'000 | 2025Non-current assets*, $'000 | 2024Non-current assets*, $'000 | Source |
|---|---|---|---|---|---|
| Geographical segments | |||||
| Singapore$'000 | 2,142 | 2,246 | 374 | 442 | PDF p. 103 |
| Malaysia$'000 | 2,716 | 1,376 | 88 | 52 | PDF p. 103 |
| Thailand$'000 | - | 3 | 2 | 4 | PDF p. 103 |
| Total$'000 | 4,858 | 3,625 | 464 | 498 | PDF p. 103 |
Notes
* Non-current assets exclude financial instrument (other than equity-accounted investees) and trade and other receivables.
Segment revenue is analysed based on the geographical location of customers and segment non-current assets based on the location of the assets.
Debt
Borrowings
Note 13(d) Lease liabilities maturity
| Item / unit | 2025$'000 | 2024$'000 | Source |
|---|---|---|---|
| Undiscounted lease payments due | |||
| - Year 1$'000 | 70 | 70 | PDF p. 95 |
| - Year 2$'000 | 37 | 70 | PDF p. 95 |
| - Year 3 and onwards$'000 | - | 37 | PDF p. 95 |
| Lease liabilities | |||
| Less: unearned interest costs$'000 | (5) | (15) | PDF p. 95 |
| Lease liability$'000 | 102 | 162 | PDF p. 95 |
| Non-current$'000 | 37 | 102 | PDF p. 95 |
| Current$'000 | 65 | 60 | PDF p. 95 |
Notes
Undiscounted total printed: 107 (2025), 177 (2024). Lease interest rates fixed at inception of the lease.
Borrowing notes 2 tables
Borrowings by type, with current/non-current split
| Item / unit | 2025The Group, $'000 | 2024The Group, $'000 | 2025The Company, $'000 | 2024The Company, $'000 | Source |
|---|---|---|---|---|---|
| Borrowings | |||||
| Temporary Bridging Loan (a)$'000 | - | 637 | - | - | PDF p. 94 |
| Term loan (b)$'000 | 153 | 399 | - | - | PDF p. 94 |
| Convertible loan (c)$'000 | 1,905 | - | 1,905 | - | PDF p. 94 |
| Lease liabilities (d)$'000 | 102 | 162 | - | - | PDF p. 94 |
| Non-current$'000 | 1,740 | 697 | 1,703 | - | PDF p. 94 |
| Current$'000 | 420 | 501 | 202 | - | PDF p. 94 |
Notes
Total borrowings printed: Group 2,160 (2025), 1,198 (2024); Company 1,905 (2025), - (2024).
Term loan secured by corporate guarantee of the Company; bridging loan secured by corporate guarantee (fully repaid in 2025); lease liability secured by lessor's title to leased assets; convertible loan denominated in Singapore dollars.
Outstanding loans exposed to interest rate (fixed vs floating)
| Item / unit | 2025The Group, $'000 | 2024The Group, $'000 | 2025The Company, $'000 | 2024The Company, $'000 | Source |
|---|---|---|---|---|---|
| Interest rate exposure | |||||
| At fixed rates$'000 | 1,905 | 637 | 1,905 | - | PDF p. 94 |
| At floating rates$'000 | 153 | 399 | - | - | PDF p. 94 |
Notes
Total printed: Group 2,058 (2025), 1,036 (2024); Company 1,905 (2025), -. Interest rates: bridging loan 4.5% p.a.; term loan 7.85% p.a. (2024 - 7.85%), repayable over 2 years from 2024; convertible loan nominal $2,000,000, 6.9% p.a. payable quarterly, due April 2027, SGD-denominated, conversion at $0.0234 per share.
Payout
Dividends & distributions
Dividend policy
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Dividend Policy | The Company currently does not have a fixed dividend policy. The declaration and payment of future dividends will be determined at the sole discretion of the Directors, subject to Shareholders’ approval (if required), and will depend on the Group’s operating results, financial position, other cash requirements including working capital, capital expenditure, the terms of borrowing arrangements (if any), expansion plans and other factors deemed relevant. | Company/Group, FY2025 | PDF p. 39 |
Dividends declared and proposed
| Item | Value | Period / scope | Source |
|---|---|---|---|
| No dividend declared or recommended for FY2025 | No dividend has been declared or recommended for FY2025 as the Company is in an accumulated loss position. | FY2025 | PDF p. 39 |
Extracted from OxPay Financial Limited Annual Report 2025 and checked against the cited pages; see the original report for full context.
Auditor’s report
Audit & risk signals
Audit opinion
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Audit firm | Foo Kon Tan LLP | Group and Company, FY2025 | PDF p. 54 |
| Engagement partner | Ong Soo Ann | Group and Company, FY2025 | PDF p. 54 |
| Date of auditor's report | 10 April 2026 | Group and Company · As at 2026-04-10 | PDF p. 54 |
| Opinion | properly drawn up in accordance with the provisions of the Companies Act 1967 (the “Act”) and Singapore Financial Reporting Standards (International) (“SFRS(I)”) so as to give a true and fair view | Group and Company, year ended 31 December 2025 | PDF p. 47 |
Going concern
| Item | Value | Period / scope | Source |
|---|---|---|---|
| Material Uncertainty Related to Going Concern | These conditions indicate the existence of a material uncertainty that may cast significant doubt about the Group’s and the Company’s ability to continue as a going concern. | Group and Company, FY2025 | PDF p. 47 |
| Going concern dependency | The ability of the Group and the Company to continue as a going concern is dependent on funds to be received under the second convertible loan agreement with Oxley Capital Management Pte. Ltd. | Group and Company, FY2025 | PDF p. 47 |
| Going concern basis | The Group incurred a net loss after tax for the year of $3,155,000 (2024 - $3,147,000) | Group, Note 2(a), FY2025 (2024 comparative) | PDF p. 61 |
Extracted from OxPay Financial Limited Annual Report 2025 and checked against the cited pages; see the original report for full context.
How to read these figures
Group and parent company or bank figures are labelled separately. Parentheses indicate negative amounts; a dash and NA retain the report’s notation.
Comparative figures follow OxPay Financial Limited Annual Report 2025, including retrospective adjustments. Adjusted and reported earnings may have different definitions; refer to each statement’s notes.
These tables show the available extracted figures. The original annual report contains the full statements, notes and definitions.